Welcome to my Web site.  I believe that good financial decisions don't have to be confusing. 

I've created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement planning, estate planning and wealth preservation.  Most importantly, I hope you see the value of working with a skilled professional to pursue your financial goals.

This site will not only introduce you to me and Money Smart Seminars, but it will also offer a wealth of educational materials - articles, newsletters, calculators and other tools designed to keep you up-to-date on financial issues, strategies and trends.  This material is updated frequently.

I hope you take advantage of this resource and visit it often.  Be sure to add this site to your list of "favorites" in your Internet browser.  I frequently update the information and I wouldn't want you to miss any developments in the area of personal finance.